Palladium, a global impact firm that links social progress and commercial growth, implemented a program in Ghana to address lack of access to agricultural finance by local farmers. Funded by USAID, the program aimed to improve Ghana´s agricultural finance market and to encourage commercial lending to the “missing middle” borrowers in the agriculture sector through smart incentives. This brief explores how the Financing Ghanaian Agriculture Project (FinGAP) contributed to significant expansion in agricultural lending by both local and international financial institutions, resulting in $260 million in financing for nearly 3,000 agricultural SMEs enterprises, many owned by women.